Are you ready to discover the secret to the most incredibly rich, creamy, and decadent Homemade Banana Pudding you’ve ever tasted? Forget the box mixes and cookies for a moment—this is your ultimate guide to the real deal: a classic, from-scratch, stovetop banana custard, infused with real vanilla bean, studded with fresh bananas, and topped with a cloud of light and airy chocolate whipped cream.
This isn’t just a recipe; it’s a complete masterclass in the art of a classic pastry cream. We’ll show you the simple but crucial secrets—like how to properly temper eggs and why a real vanilla bean makes all the difference—that will guarantee a flawlessly smooth, luscious, and restaurant-quality result. This is the sophisticated, gourmet version of a beloved comfort food classic that is surprisingly easy to master at home.
Table of Contents
Table of Contents
Recipe Overview: The Ultimate From-Scratch Pudding
What makes this Banana Pudding recipe so spectacular is its commitment to classic, from-scratch techniques that build incredible, authentic flavor. This is not the layered, no-bake “Nilla Wafer” salad; this is a true, European-style baked custard or crème pâtissière. The foundation is a rich, stovetop-cooked pudding, thickened with egg yolks and cornstarch for a foolproof, silky-smooth texture. The flavor is a deep, complex harmony of sweet, ripe bananas and aromatic, real vanilla, with a delicious chocolate finish from the light whipped cream topping.
Metric | Time / Level |
Total Time | 1 hour (plus chilling time) |
Active Prep Time | 25 minutes |
Difficulty Level | Intermediate |
Servings | 4-6 |
The Essential Ingredients for This Gourmet Pudding
This recipe uses a handful of simple, high-quality ingredients to create a truly spectacular result.
- The Custard (Crème Pâtissière): This is the silky, luxurious heart of the dish.
- Whole Milk & Heavy Cream: The user’s recipe calls for all milk, but for a richer result, a mix of milk and cream is a great option. We’ll stick to the user’s recipe for this article. Using whole milk will provide the best, creamiest flavor.
- A Real Vanilla Bean: This is the secret to a truly gourmet, restaurant-quality flavor. Scraping the thousands of tiny, aromatic seeds from a real vanilla bean pod and infusing them into the hot milk creates a much deeper, more complex, and authentic vanilla flavor than extract alone.
- Egg Yolks: It is crucial to use only the egg yolks, not the whole eggs. The fat and emulsifiers in the yolks are what create the rich, dense, and incredibly smooth texture that is the hallmark of a classic custard or pastry cream.
- Cornstarch: This is our foolproof thickener. A little bit of cornstarch helps to stabilize the egg yolks and guarantees that your pudding will thicken up beautifully and set to a perfect, spoonable consistency.
- The Bananas: Be sure to use perfectly ripe bananas—ones that are yellow with a few brown speckles. This is when their flavor is sweetest and their texture is soft and perfect for folding into the warm pudding.
- The Chocolate Whipped Cream: The perfect, light, and airy finishing touch. A simple, homemade whipped cream is flavored with a touch of cocoa powder, which is a classic and delicious pairing with the sweet banana.

Step-by-Step to the Perfect Banana Pudding
Making a classic custard from scratch is a rewarding process. Follow these detailed steps for a flawless, beautiful result.
Part 1: Infuse the Milk with Real Vanilla
Step 1: Using a small, sharp paring knife, split your 1/2 vanilla bean in half lengthwise. Use the back of the knife to scrape out all the tiny, precious seeds.
Step 2: In a small saucepan, combine the 2 cups of milk and both the scraped vanilla bean seeds and the pod.
Step 3: Bring the mixture just to a boil over medium heat. As soon as you see bubbles forming around the edges, immediately turn off the heat. Let the vanilla bean infuse its flavor into the hot milk for at least 10 minutes.
Part 2: Create the Silky Banana Custard
Step 1: In a large bowl, whisk together the 6 egg yolks and the 2/3 cup of sugar until the mixture is light, fluffy, and a pale yellow color.
Step 2: Add the 1/4 cup of cornstarch to the yolk mixture and whisk vigorously until no lumps remain and the mixture is completely smooth.
Step 3 (The Tempering Step!): Now, you must temper the egg yolks. While whisking the yolks constantly, slowly and gradually pour about 1/4 cup of the hot, vanilla-infused milk mixture into the yolks in a thin, steady stream.
Pro Tip: This is the most important step for a smooth custard! This process gently raises the temperature of the egg yolks without scrambling them.
Step 4: Once the first addition of milk is incorporated, you can continue to slowly whisk in the remaining hot milk mixture. Reserve the empty saucepan.
Step 5: Pour the entire mixture through a fine-mesh strainer back into the empty saucepan. This is a professional step that guarantees an ultra-silky final texture by removing any small bits.
Step 6: Place the saucepan over medium-high heat and cook, whisking constantly, until the pudding has thickened and is slowly boiling. Once it is thick, remove the pan from the heat and stir in the 1 tablespoon of cold unsalted butter until it has melted.
Step 7: Gently stir in your sliced bananas.
Part 3: Chill the Pudding and Whip the Cream
Step 1: Pour the finished banana pudding into individual dessert cups, ramekins, or martini glasses.
Step 2: To prevent a “skin” from forming on top, you can press a piece of plastic wrap directly onto the surface of the pudding. Chill the pudding in the refrigerator until it is completely cold and set, for at least 2 hours.
Step 3: Just before serving, make the chocolate whipped cream. In a large bowl (preferably chilled), whip the 1 cup of cold heavy cream with an electric mixer until it begins to thicken. Add the 2 tablespoons of sugar and the 2 tablespoons of cocoa powder and continue to whip until the cream holds beautiful, stiff peaks.
To serve, top each chilled pudding with a generous dollop of the chocolate whipped cream. For an extra-fancy presentation, you can garnish with a thin, triangular slice of a banana leaf, as the recipe suggests.

The Best Creamy & Easy Homemade Banana Pudding (From Scratch!)
A from-scratch recipe for a classic, creamy banana pudding served in individual dessert cups. This version features a rich, homemade vanilla bean pastry cream (crème pâtissière), which is cooked on the stovetop and then combined with fresh banana slices. After chilling, the pudding is topped with a homemade cocoa-flavored whipped cream. This recipe forgoes the traditional vanilla wafers for a smoother, more custard-focused dessert.
- Prep Time: 25 minutes
- Cook Time: 15 minutes
- Total Time: 2 hours 40 minutes (includes chilling time)
- Yield: 4 servings
- Category: Dessert
- Method: Making Custard, Chilling
- Cuisine: American
- Diet: Gluten Free
Ingredients
- 2 cups milk (whole, 2%, or 1%)
- 1/2 vanilla bean, split lengthwise
- 6 egg yolks
- 2/3 cup sugar
- 1/4 cup cornstarch
- 1 tablespoon cold unsalted butter
- 2 bananas, sliced
- 1 cup heavy cream
- 2 tablespoons sugar
- 2 tablespoons cocoa powder
- Banana leaves, for garnish (optional)
Instructions
- In a small saucepan, combine the milk and the split vanilla bean. Bring the mixture just to a boil over medium heat, then immediately turn off the heat and let it steep for 10 minutes to infuse.
- In a separate bowl, whisk the egg yolks and 2/3 cup of sugar together until light and fluffy. Add the cornstarch and whisk vigorously until no lumps remain.
- Remove the vanilla bean pod from the warm milk. Temper the egg mixture by slowly whisking in about 1/4 cup of the hot milk. Once incorporated, whisk in the remaining hot milk.
- Pour the entire mixture through a strainer back into the saucepan. Cook over medium-high heat, whisking constantly, until the mixture thickens and comes to a slow boil.
- Remove the saucepan from the heat and stir in the cold butter until it has melted.
- Stir in the sliced bananas. Pour the pudding into individual dessert cups. Chill in the refrigerator until set, at least 2 hours.
- For the Topping: Just before serving, whip the heavy cream with 2 tablespoons of sugar and the cocoa powder until stiff peaks form.
- Top each pudding cup with a dollop of the cocoa whipped cream. Garnish with a banana leaf triangle, if desired.
Notes
- This recipe creates a rich custard from scratch using a classic pastry cream technique.
- Tempering the egg yolks by slowly adding a bit of the hot milk is a crucial step to prevent them from scrambling.
- Straining the custard before the final cooking step ensures a perfectly smooth pudding.
- You can chill the pudding covered to prevent a skin from forming, or uncovered if you prefer it.
Storage and Make-Ahead Tips
This from-scratch banana pudding is a fantastic make-ahead dessert.
- Make-Ahead: You can prepare the pudding completely up to 2 days in advance. Keep it portioned into your serving dishes, covered with plastic wrap pressed onto the surface, in the refrigerator. The whipped cream is best made just before serving for the best, fluffiest texture.
- Storage: Store any leftover pudding, covered, in the refrigerator for up to 3 days. Note that the bananas inside the pudding may brown slightly over time, but they will still be delicious.
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Creative Recipe Variations
- Classic Southern-Style Banana Pudding: For a more traditional, American-style banana pudding, you can layer this incredible, from-scratch custard in a large trifle dish with layers of Nilla Wafer® cookies and extra slices of fresh banana. Top the entire trifle with the chocolate whipped cream.
- Add a Decadent Caramel or Butterscotch Drizzle: For an even richer dessert, you can drizzle the top of each pudding with a spoonful of your favorite store-bought or homemade salted caramel or butterscotch sauce before you add the whipped cream.
- Make it a Banana Cream Pie: This beautiful banana pastry cream is the perfect filling for a classic Banana Cream Pie! Simply pour the finished, cooled banana custard into a pre-baked and completely cooled pie shell. Chill the pie until it is firm, and then top it with the chocolate whipped cream before serving.
Enjoy Your Gourmet Homemade Pudding!
You’ve just created a truly special, sophisticated dessert that is the very definition of creamy, comforting perfection. This classic, from-scratch Banana Pudding, with its silky, rich custard and its authentic vanilla bean flavor, is a rewarding project that is guaranteed to impress. It’s a timeless treat that proves that simple, high-quality ingredients can create something truly extraordinary.
We hope you enjoy every last, perfect, and delicious bite!
If you enjoyed making this recipe, please leave a comment below or share it with a friend who is ready to master a classic dessert!
Frequently Asked Questions (FAQs)
Q1: What is the absolute secret to a smooth, not-lumpy, homemade pudding or custard?
The secret is tempering your egg yolks. As the recipe directs, you must add a small amount of the hot milk mixture to your egg yolks first, while whisking constantly. This gently and slowly raises the temperature of the eggs. If you were to dump the cold egg yolks directly into the pot of hot milk, they would instantly scramble, and you would be left with a sweet, lumpy omelet instead of a silky pudding.
Q2: How do I prevent a “skin” from forming on the top of my pudding as it cools?
A skin forms on a pudding when the proteins on the surface are exposed to the air and begin to dry out. The easiest and most foolproof way to prevent this is to press a piece of plastic wrap directly onto the entire surface of the warm pudding before you place it in the refrigerator to chill.
Q3: Can I make this pudding ahead of time for a dinner party?
Yes, this is a perfect make-ahead dessert! You can prepare the pudding completely and portion it into your serving dishes up to 2 days in advance. Simply keep it, covered, in the refrigerator. The whipped cream topping is best made just before serving for the best, fluffiest texture.
Q4: Can I use vanilla extract instead of a whole vanilla bean?
You can, but the flavor will not be as rich or complex. A whole vanilla bean contains thousands of tiny seeds that infuse the milk with a much deeper, more aromatic, and more authentic vanilla flavor. If you must substitute, use 1 full teaspoon of a high-quality, pure vanilla extract or vanilla bean paste.
Q5: My pudding seems a little thin on the stove. Will it thicken up?
Yes. While the pudding should be noticeably thick on the stovetop (it should thickly coat the back of a spoon), the cornstarch and the egg yolks will continue to work their magic as the pudding cools and chills. It will set up to a much firmer, yet still perfectly creamy and spoonable, consistency after it has been refrigerated for a few hours.